A Country boy from Kentucky walked into a bank in New York City
and asked for the loan officer.
He told the loan officer that he was going to Bakersfield on business
for two weeks and needed to borrow $5,000 and that he was not a
depositor of the bank.
The bank officer told him that the bank would need some form of
security for the loan, so the Redneck handed over the keys to a new
Ferrari.
The car was parked on the street in front of the bank.
The Redneck produced the title and everything checked out.
The loan officer agreed to hold the car as collateral for the loan and
apologized for having to charge 12% interest.
Later, the bank's president and its officers all enjoyed a good laugh
at the Redneck from the south for using a $250,000 Ferrari as
collateral for a $5,000 loan.
An employee of the bank then drove the Ferrari into the bank's
underground garage and parked it.
Two weeks later, the Countryboy returned, repaid the $5,000 and
the interest of $23.07.
The loan officer said, 'Sir, we are very happy to have had your
business, and this transaction has worked out very nicely, but we
are a little puzzled.
While you were away, we checked you out and found that you
are a multimillionaire.
What puzzles us is, why would you bother to borrow $5,000?'
The Kentucky Countryboy replied, "Where else in New York City
can I park my car for two weeks for only $23.07 and expect it to
be there when I return?"
Nothing like a stupid ol' Redneck, eh?
Full Version: The Kentucky Countryboy
How true, how true. lol